Alabama Auto Insurance

Alabama does not make it easy for motorists to hit the road without car insurance. All drivers are required by law to hold a minimum of at least liability insurance, and the state punishment for not having coverage can be strict. Whether you're looking to make your time on the road a bit more secure or simply seeking a more affordable plan, you can request a free quote here.

Auto insurance options in Alabama

If you choose not to have the basic liability coverage, you are allowed to carry a vehicle liability bond or cash deposit of $50,000. The law mandates that you carry proof of this bond or cash deposit at all times, but should you choose to cancel it, you are legally required to purchase basic liability insurance.

Below, we've listed some of the state requirements for different situations on the road.

• In the event that you get pulled over, you must have on-hand proof of insurance, whether it be insurance card, binder, or receipt.
• If you have purchased a new vehicle within the past 60 days, you must be able to present a valid insurance card from your last vehicle.
• If you are driving a rental, you must be able to present a copy of your rental agreement that specifically states insurance information.

Uninsured in Alabama

In Alabama, no driver is able to register a vehicle without proper proof of insurance. If you are caught driving without insurance, your vehicle registration will be suspended until you provide proof of coverage—after which you will have to pay a reinstatement fee of $100. Repeat offenders will receive a four month suspension and will face a $200 reinstatement fee.

Overall, it's a good idea to maintain the minimum state insurance requirements. Fortunately, getting a quote for auto insurance in Alabama is easy—request one here.